OUR SERVICES
OUR SERVICES
Account type |
Transactional value per day |
Balance limit on account |
KYC requirements |
| Agent | K1,000,000 | K1,000,000 | - A copy of NRC - Proof of residence as either: 1. Letter of Reference as either: (i) Stamped letter from the Church (ii) Stamped letter from a Chief/Headman (iii) Stamped letter from an Employer (iv) Stamped letter from the Bank (v) Stamped letter from a Reputable orgnisation 2. Signed reference form from 543 staff with sketch of agent's location 3. Electricity or Water bill in Agent or Agent's company name - Agent Picture |
| Commercial | No Limit | No Limit | - PACRA Registration document - Current Lease Agreement or letter from the bank as proof of residence - NRCs or passports of all directors |
| Corporate | No Limit | No Limit | - PACRA Registration document - Current Lease Agreement or letter from the bank as proof of residence - NRCs or passports of all directors - Board Resolution authorising opening of Agent Account - Signed Agreement with cGrate |
| Airtime Sales Discounts | |
| Network Provider | Upfront Discount earned (%) |
| MTN | 3% |
| Airtel | 3% |
| Zamtel | 3.5% |
| Chaopena Airtime Discounts Bonus | (Sell more Airtime earn more discounts) | |
| Min Monthly Value | Max Monthly Value | Total Discount Earned |
| - | K14,999.00 | 0% |
| 22,500.00 | 29,999.00 | 4.25% |
| 30,000.00 | 44,999.00 | 4.75% |
| 45,000.00 | 250,000.00 | 5.25% |
| Description | Basic |
| T810 POS Machine price | K4,200 |
| TAP POS Machine price | K2,750 |
| Bluetooth Printer | K850 |
| DStv | 1% |
| GOtv | 1% |
| Topstar | 1% |
| Zesco | 1% |
| Liquid Telecom | 5% |
| MLife | 3% |
| POS Paper | Free |
| Machine Repairs | As per quote |
